Terms of Service
Last updated: December 2024
Acceptance of Terms
By accessing and using this website, you accept and agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use this website.
Educational Content Only
Important: The information provided on this website is for educational purposes only and does not constitute:
- • Investment advice
- • Financial planning recommendations
- • Legal or tax advice
- • Offers to sell securities or insurance products
You should consult with qualified financial, legal, and tax professionals before making any financial decisions.
No Guarantees
We make no guarantees or promises regarding:
- • Investment returns or income amounts
- • Suitability of any particular financial product
- • Future financial outcomes
- • Tax implications or benefits
Accuracy of Information
While we strive to provide accurate and up-to-date information, we make no warranties about the completeness, reliability, or accuracy of this information. Financial products, regulations, and tax laws change frequently.
Third-Party Links
Our website may contain links to third-party websites. We are not responsible for the content, accuracy, or practices of these external sites.
Limitation of Liability
To the fullest extent permitted by law, we shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of this website or reliance on its content.
Consultation Services
When you request a consultation, you will be connected with a state-licensed financial professional. Any advice or recommendations provided during consultations are separate from this website and subject to the professional's own terms and agreements.
State Licensing
Financial advisors referenced on or connected through this website are licensed in specific states. Not all advisors are licensed in all states. Services may not be available in your state.
User Conduct
You agree not to:
- • Use the website for any unlawful purpose
- • Attempt to gain unauthorized access to our systems
- • Transmit viruses or malicious code
- • Interfere with the proper functioning of the website
Intellectual Property
All content on this website, including text, graphics, logos, and images, is the property of the website owner or its content suppliers and protected by intellectual property laws.
Modifications
We reserve the right to modify these Terms of Service at any time. Changes will be effective immediately upon posting to the website.
Governing Law
These Terms of Service shall be governed by and construed in accordance with applicable federal and state laws.
Contact Information
If you have questions about these Terms of Service, please contact us through the information provided on our website.